How Much Will a Pawn Shop Pay for 22K Gold?
Live melt reference in USD — illustrative payouts only.
Illustrative percentages only—not a quote from any specific shop. Offers vary by location and item.
Pawn shops usually pay a percentage of melt value, not a fixed list price. A common range is about 50–70% of melt for gold they buy outright (varies by shop). At the current USD spot used on this site, 22K is roughly $137.06/g melt before any discount.
Pawn vs other channels (per gram, illustrative)
Melt per gram for 22K at this snapshot: $137.06/g. Other columns are typical % of that melt.
| Channel | Typical % of melt / g | Est. $/g (USD) |
|---|---|---|
| Pawn shop | 50–70% | $68.53 – $95.94 |
| Local gold buyer / jeweler | 65–80% | $89.09 – $109.65 |
| Online / mail-in buyer | 80–92% | $109.65 – $126.10 |
| Refinery (bulk / high volume) | 88–95% | $120.61 – $130.21 |
Per-gram melt here is for this karat at our spot snapshot. Offers vary—not a quote.
Illustrative payouts by weight (pawn ~50% of melt)
| Weight | Melt (USD) | ~Pawn (50%) |
|---|---|---|
| 1 g | $137.06 | $68.53 |
| 2 g | $274.12 | $137.06 |
| 5 g | $685.30 | $342.65 |
| 10 g | $1,370.60 | $685.30 |
| 20 g | $2,741.20 | $1,370.60 |
| 30 g | $4,111.80 | $2,055.90 |
| 50 g | $6,853.00 | $3,426.50 |
Before you walk in (quick tips)
- Know melt first (weight × karat)—then compare any cash offer to that anchor, not to TV spot alone.
- Ask how they weigh (grams vs pennyweight) and whether stones are included; get the offer in writing if possible.
- Get a second quote from a local buyer or mail-in service when you have time—pawn optimizes for same-day cash, not top %.
- If the number feels far below the illustrative pawn band on this page, you can walk away—nothing forces a sale.
Scrap gold calculator
Model melt vs buyer payouts for 22K—same spot basis as above. Pawn Shop uses the typical range we discuss on this page.
Scrap Gold Calculator
See what different buyers might pay based on market value
Adjust this price to project a future value. 24K per troy oz.
Typical ranges: pawn shops pay about 50–65% of melt value, online gold buyers about 80–92%.
Loading gold prices…
FAQ
- How much do pawn shops pay for 22K gold?
- Many pawn shops pay roughly 50–70% of melt for gold they buy outright, but it varies. At about $137.06/g melt for 22K, a 10 g item would be near $1,370.60 melt before any discount.
- Is the pawn shop price the same as melt value?
- No. Melt value is the full gold value at spot; pawn shops need margin and cover costs, so offers are usually lower.
For per-gram melt tables, see 22K gold value by weight or the main pawn shop guide.